This month blew by in a blink. I have mixed emotions about the month October in general. I love the weather but hate how early it gets dark. I suppose that’s because I’m a runner and I hate running out of daylight.
Anyway, back to the important things at hand. What’s up in our financial world? Nothing terribly out of the ordinary. We are taking our one big trip of the year in about 3 weeks. It was budgeted for way back in January so the trip itself was always part of our plan and gave us something to look forward too. It’s paid for entirely already.
I need to say something before anyone chooses to get super judgy (picture my eyes rolling). There are going to be nay-sayers out there that think you should live in a cardboard box in your parents basement, eating Ramen until your debt is paid off. For some people that might be true, but everyone’s situation is different. We already live on just about 30% of what we make and are ahead of schedule. The reason we are able to maintain such consistency is because we:
- Planned ahead with our budget.
- We set mini milestones, so the burden was easier to carry.
I’m going to use a running metaphor to further my logic. Back in the day, I ran on my school’s cross country team. The way my coach taught us to run distance was say to ourselves “I’m going to make it to the next stop sign. I know I can make it just a little further.” Then, once we got to the stop sign, we’d pick a new goal that was within reach but required us to continue on. Slowly, but surely, you would learn to run great distances without feeling like you ever had to stop.
So, for us hitting mini milestones keeps us going. It gives us reasons not to quit. Material things aren’t particularly important to us right now but making memories and traveling are (at least for me). We still went to the beach this summer (stayed at our friends beach house for free) and we are still taking this trip (our anniversary trip) as another milestone. It’s what works for us.
Anyway, where are we going, you ask? Washington D.C. and New York. We are using Airbnb.com in both cities and I’m pumped because it was such a better deal than paying for hotel prices. Not to mention you get one-on-one attention from your host and a unique experience. Be sure to use this link, it gets you $40 off your first trip. How legit is that?
- I’ve never been and I love history – preferably ancient and european history, but I still find American history important. Also, space. Also, the FBI. Hello Smithsonian museums. Stephen will tell you I’m a huge nerd. I have no shame.
- Almost everything to do there is free.
- It was one of the few places we could actually agree on. True story.
Why New York?
- Again, I’ve never been.
- Flights from D.C. to New York were DIRT CHEAP and it’s a quick 50 minutes in the air.
- We realized not much was going on in D.C. the Saturday & Sunday we were going to be there and that we could jet up to New York for cheap and potentially have a better time.
I think that covers it for this progress report. Please note there is one affiliate link in this post, but it’s totally one I think you guys would appreciate. Oh, and for those wanting this number – we’ve paid off $22,215.57 in the last 8 months. Onward to 25K!