The Humble Wallet

What Is a Sinking Fund and 5 Steps to Create One (With Real-Life Examples)

What is a sinking fund? Learn how this simple personal finance strategy can help you save smarter, reduce stress, and stay ahead of expected expenses. Real-life examples included.

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May 30, 2025

Budgeting

Why Should Creating an Emergency Fund be a Top Priority?

Creating an emergency fund is essential for financial resilience. Discover strategies to build and safeguard it against life’s unexpected challenges!

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September 18, 2024

Tiffany H

Hey! I’m Tiffany S., the proud owner of The Humble Wallet. As a Canadian CPA licensed in Ontario with over 15 years of experience, I’ve developed a deep passion for personal finance and its power to transform lives. Through this blog, I’m here to simplify personal finance concepts and share practical, actionable tips to help you confidently take control of your financial future!